Where To Retire
Snuggling In Or Launching Out?
Once you have decided when to retire, the next decision is often where to retire. If you do not have to live where your job is, the universe opens up in a new way. That can be both exciting and terrifying.
The basic question is whether you will stay put, or launch out into new territory.
Retiring At Home
Finally you'll have time to renovate the house, put that water feature into the back garden, or spend time on the deck you built a few years ago. You have roots and you want to stay right where you are.
Maybe you've been looking forward to spending more time with the amateur theatrical group or volunteering at the hospice.
You know your community well and you want to snuggle in deeper.
This is how my mom feels. She's been living with other family members, but she's found that those deep roots mean more than she had imagined. As she said, "I don't have another forty years to put into new friendships." With her long-time friends here, she is on her way back to the home I grew up in.Friends and family
aren't the only reason to retire at home.
You have other important community connections
. . .
You know the doctor and the bank manager.
The barber or hair dresser knows exactly how you want things done.
You belong to service clubs or other organizations you value.
You feel comfortable in the family home
where you raised your children.
You've had enough excitement for a while, and a little rest is just what the doctor ordered.
Of course, even if you decide to stay in your community, you still may consider where to retire. Downsizing in your community
requires a decision, too.
But maybe you want to move farther afield. . .
Retiring In A New Place
Retirement is a new phase in your life. One way to mark the new phase will be to answer the question of where to retire by making a move to a new place. After all, when you went off to college, you lived in a new place. When you married, you lived in a new home. Retirement is a natural time to relocate.
Your children probably didn't move in next door to you. Maybe your grandchildren
live across the continent or even on a different continent altogether. Now you have time to spend with them, so a move may be in order.
Many people find a new environment one way to deal with the changes in routine
that come with retirement. If you are worried that you won't know what to do with your days if you stay in the old neighborhood, you might want to move.
Floods of retired people make a move to sunnier weather.
Or if it's skiing you want, you may choose to retire where it's colder, at least in the winter.
You may have looked at your assets and realized that you could sell your family home and move somewhere with lower house prices and move your standard of living up a notch or two.
Deciding Where To Retire
Only you can know where you should retire. And even you may be overwhelmed by the options.
After all, when you were working, your job pretty much dictated where you would live, so this isn't a question you are used to asking.
The first part of deciding where to retire is to admit that there is an option now.
Even if you haven't thought of moving, it's a good idea to give that idea some room in your head. Thinking about alternatives doesn't mean you will necessarily make a move. But not thinking about it pretty much closes all doors. Retirement is a good chance to open yourself to new ideas.
The next part of deciding where to retire is to list all the factors about a place that would be important to you if you were relocating
(or staying, for that matter). Include everything. . . costs, amenities, friends, family. . . Leave no stone unturned. When I do this sort of decision making, I find it's best if I take my time on this step. Keep your list where you can access it easily and add to it whenever a new idea strikes you.
The next step can feel overwhelming. This is where you rank the factors from most important to least important
and then lay that list alongside each place you might want to live. The more choices and factors you have, the more confidence you can have in your final outcome. But the more factors and choices you have, the more complicated it can be to reach a decision.
This is where I used to throw up my hands, get a headache, and sometimes throw in the towel. Now I use ChooseIt
, a free online tool that takes complex decisions like where to retire and using the factors I decide are important to me, sorts and orders my choices according to my criteria.
If you use it to decide where to retire, you put in the factors you've thought of, and then put in the places you think you might like to retire in. With just one final click on a button, you access ChooseIt's mathematical brain and receive a graph that shows you which option works best according to the criteria you put in. Best of all, if that choice isn't sitting well with you because you left out something important, you can just go through the process again with new data.
ChooseIt is an inspected4u gold choice
Find out which spots other retirees consider to be the best place to retire